He has a ₦30m+ safety net, but is still scared of poverty

Also: Davido, we have twin name suggestions. [View in browser](=.N9ZMhmGrsirhnH1dj6P3TfRrAOZjdBOupySN9v8FsfA) [Zikoko Daily] 16 October, 2023 Hey . If you saved every amount of money you earned over the last two years, how much would it be? I don’t know about you, but mine isn’t close to the figure the guy in this week’s #NairaLife saved. He’s at ₦28.5m right now and has a ₦3m inheritance somewhere, so my guy isn’t doing bad at all. But somehow, he thinks he can lose it all and go broke. Tife Editor =.O0pCjgtOeYZLdnRbV1t-m330Jd0lIIb9YGzVq236jMM At [Burning Ram](=.KQjTf48qxR6cTV9slWdABuPll57tbwDMH9RIRlHdzqo), your enjoyment is our priority. So, we've made different ticket options available so everyone gets a slice of the action. Whether you're coming alone or with other members of your food-loving squad, there's something for you. AND, you'll get to save money too. 👉🏾 [Check out the ticket options here](=.AffgCWjMfwrVuKVwz5MuOXy-Iv2weohCEm-4sMfVknc). In This Letter: - 1 [10 unconventional twin names Davido should consider](=.tzxWxEN7dqC-9CGTKSltOIdOLJvAmS7DuZLPctR01YM) - 2 [Nigerian universities are expanding at the cost of the environment](=.j9YGcM7Lpub6pSFxom1H6g7gW195rQ36HhImP_9nYGU) - 3 [Quiz: If 10/23 of these apply to you, you’re officially old](=.0VtIJyh8QGSNEkvyNNg-CaTdCfQgkbhwzQaCDm6E5uo) NAIRA LIFE The Inside Gist: This Front-End Engineer Has an Impressive Safety Net, but Fears He Might Go Broke =.rI6KY7kfT_kHhvb3SDvCFdi7Nm0zrZBEQXdhoGePZZw I don’t know if I should be more impressed that this #NairaLife subject saved more than ₦20m in two years, or how he’s steadily grown his income by upskilling and hacking negotiation. What he said: “I charged a client whom I’d worked with before ₦100k, and instead of just going “okay” after she priced it down to ₦50k, I asked her to clarify the components of the website. When she did, I focused on the complexities and used English to defend why the amount I quoted was the only option. Surprisingly, she agreed, and even returned later for another project. In my mind, I was like, ‘So it’s this English I didn’t know that’s been suffering me all this while?’” When I asked about his perspective on money, he said: “I don’t appear to have as much money as I do, and I think it’s a very good thing. I follow a principle with purchases: If an item costs close to 10% of my income, I start to seriously consider if it’s really worth it. I read “The Psychology of Money” and “The Millionaire Next Door” recently, and they’ve further shaped how I think about money. I wanted an iPhone a while ago that cost ₦1m. In my mind, I’d saved up, and I deserved it. But when I was honest with myself, I realised it was just peer pressure to follow trends.” [Read his NairaLife here](=.avUUzBsVXn1jfh-v9aYZDRawgCQ34fo5U2qifdwKp7M) =.2t0OqLpKDFRF0hdmbOrFWeDaxD5WRYbNBfirJ3viIjM CashToken rewards you with an opportunity to win between ₦5k-₦100M doing every day tasks like paying bills and buying airtime. 👉🏾 [Click here to start your journey to life-changing cash](=.hplmpBx_mGWDOSGC6e6tNfue9jJm1P7TnYJNO7eAiZU). This is partner content. *We'll be tweeting answers to this on our Twitter account at noon, so feel free to tweet us your answers with the hashtag [#ZikokoDailyQuiz](#) --> Zikoko Daily's Top 2 Davido, call us The singer recently welcomed twins, and we thought, “How best to celebrate 001 than giving him unique names for his babies?” And this list was born. [He’ll love these names](=.ohtKqmc4ULGjtIQERebbN2auYb8XooolUfJEApXLJoQ) --------------------------------------------------------------- In Nigerian universities, trees are giving way for buildings Many Nigerian universities are expanding by removing large chunks of their greenery. What does this mean for the environment? [We get into it here](=.xFFLolm46xTGaQkvQDYptsG3b4g6wjDxR7oEUFfdi68) Quiz If 10/23 Of These Apply To You, You’re Officially Old Forget your actual age for a moment and let us check something. [Take the quiz](=.vH8c4rjMkv-BRrKi4tkv1p20eWyj0ps0K6redfm2jFo) Zikoko Recommends... (Some job openings & opportunities, because I need you to succeed in 2023 🙏🏽) - Joining Moniepoint as a [Growth Data Analyst](=.N2E4uWX8DU9HW862-1WC_x-9JGdKmxwm_qMh5x9wjHo). - Joining The Place as a [Compensation & Benefits Officer](=.o-ascIbYWuQb-sKNqEX_f8dgTcuTl7NRd0KSaiqQRhg). - Taking advantage of the African Development Bank Group (AfDB) [2024 Internship Program](=.XmMAGpv8ceRLnra27DZElHTr0-Hzz2fJzDwARxvRm8I). Today, everyone is clicking on: 30 of the Dumbest Things Nigerians Did As Kids These kids were actively trying to unalive themselves and possibly take their parents with them. 🚀 [Read it here](=.WJOTwt9X_Jmll-puq_9Y-b6ska73hxBspy-gm5gwkaE) Spread the love Did you like today's newsletter? Share this with someone who would enjoy today's Naira Life. 👉🏾 [Forward this email](mailto:?subject=Re: latest issue of Zikoko Daily&body=Thought you might find this issue of Zikoko Daily interesting. Did someone awesome send this to you? 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