First-time homebuyer hacks + when DIY makes sense

Buying or selling a home? Here’s what you need to know ͏ [Better] [Better]( Homebuyers Homebuyers Home loan hacks for first-time buyers Having a less-than-perfect credit score or limited savings for a down payment doesn’t mean you can’t buy a home. If you’re a first-time homebuyer, you may qualify for financial assistance or be eligible for programs that increase the affordability of your mortgage. Benefits can range from reduced down payment costs to low-interest or no-interest loans. Check out national programs like [FHA loans and USDA loans]( but don’t forget to investigate [local or state-specific resources as well]( In fact, you might qualify for some of these options—even if you’ve owned a home before! The government defines anyone who hasn’t owned a primary residence in the last 3 years as a “first-time buyer”. One Day Mortgage Kick your home loan into hyperdrive [Let's go]( → [Terms apply]( One Day Mortgage Kick your home loan into hyperdrive [Let's go]( [Terms apply]( Home Sellers Home Sellers Turn your home into a turnkey listing Technically, turn-key homes are move-in ready. But not all sellers have the resources to spiff up their properties to that degree. If you’re looking for a budget-friendly shortcut that will help your home shine, focus on these cosmetic updates: 🏡 Apply fresh coats of paint throughout the living, dining, and bedroom areas (and keep in mind that buyers tend to prefer neutrals). 🏡 Clear out pantry and closet space to showcase storage options and reduce clutter throughout your home 🏡 Spruce up the yard and exterior areas, mow the lawn, pull the weeds, etc. to enhance overall curb appeal. 🏡 Buff up any hardwood floors to give them an extra luster, and remove stains from carpets. Better Real Estate Questions about selling? [Connect with an Agent]( → Better Real Estate Buy First: Skip the hassle and save big [Connect with an Agent]( Homeowners Homeowners When DIY has ROI According to a recent [survey]( a whopping 90% of homeowners have plans for renovations in the upcoming year! But high interest rates are changing the way they think about budgeting for these costs. The “do-it-yourself” approach has always been a popular way for thrifty homeowners to save money—but it may not be the wisest choice for major home improvement projects where you need the ROI to pay off. If you’re looking to improve the resale value of your home, DIY might make sense for surface-level changes: paint jobs, landscaping, re-tiling a bathroom, etc. But for more significant updates that involve plumbing, appliances, or structural adaptations to your home, consider investing in professional help. Planning a renovation? [Get the Home Card]( → Personal line of credit provided by Notable Finance. Only available in certain states. [Terms apply](. Notable is a direct lender dedicated to providing a fast, transparent digital lending experience backed by superior customer support. All rights reserved. © Notable Finance, LLC | 6 Landmark Sq, Fl 4, Stamford, CT 06901 NMLS #1824748. Notable is a registered trademark with the U.S. Patent and Trademark Office. 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