{NAME}, spring ahead with our mortgage news and tips

Here are some suggestions to help you make informed decisions and navigate the market with greater ease, plus a big announcement [Better.co.uk](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7CgJjrW7qk_F88BhRKmW8cFk9Z94Wn70W3NXx6V3zQWmmW1Kv1BN6CY-jkV7qBSR5tsm-5W7wGbly8ftFMcW13YQ6R2Td1c1W5K-VPT9fSYpkW7CHw3h98jlTQW5pBgtR1wyYjYN4bMf3LyVCd1W47ZRn47PvGs_W1vKtsx1kSd0pW8BxPDC4M372fW7dR3_x7Z7ZxRW9fJh3_6nr25DV8j6Vv7v7XhCN1Ky00JmrxwFW6vKzb96HcC_6N7LGNXQrr4MnW8wj32x1mp6FsW2JRvGB7t83wW3k3m1) [Better.co.uk is the new name for Trussle.com](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7Cg_39W76CnfT72HpGqM1yW715BpQrW57d8gN56M9HBW7NbV-P1p672hW7FZmd11vFDmyW1vyLdf4tvWPFW5mCCB88QJtJbW5tGSz05tSkFfW24LdK34rq2J9W4C26kq2FM3QTW7fm5XV1ySc5rW6J-z5h6GHtQGW2NFfNs5tcx93W9bMGc11_wVw0W7sNLSx5v-QpVW5fyQQl2T-CYZW5CcvxZ1WrpbjW2-6RLb5QcqTwW1JyS7Y58Fw0RW2W_4BK23YG83V2gQVG1261LCW57LNgW1Qz9Fb3kYP1) Make a smart move. Hi {NAME}, Mortgage rates have been on the rise in recent months, but there are still ways to save money on your mortgage. Here are a few tips to help you navigate the market and make informed decisions: - Shop around for the best interest rate. With so many mortgage lenders out there, it's crucial to compare interest rates before choosing a lender. - Take advantage of government schemes. The government offers various schemes to help borrowers with their mortgage costs. For instance, the Help to Buy ISA can help you save for a deposit, while the Lifetime ISA can help you save for retirement. - Make a larger down payment. The more you can deposit, the lower your monthly mortgage payments will be. - Improve your credit score. A good credit score is essential to qualify for lower interest rates on your mortgage. You can improve your credit score by paying your bills on time and keeping your credit utilization low. Compare and save. Find the best deal for you. Call us on [0330 818 2020](tel:+443308182020)or [arrange a free callback](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkQ3q905V1-WJV7CgDYjW1cDfG91nT6SCW87Yx6P4-Q595W8Jq3yn8G6BQXW3m7W-t5R-pjWW3-DfZD7vKtrnW154FV83qTWLQW6CjZfG2s8115W6Y7g7w7rVmMpW8R5LWP1b3S46W8wZYq218xwmwW756yqF432dxgVY7dsb58SSC9W5CYcPS5lGjqTVRh2lq3_MC84N1NjbD_DT3H5W2sYLwY1LkbGBW8SPhw47vD18tW3KC8Fm5_QT_LW5rNVlW5WL7rZV8H3Xb5mxrZRW4SJRqH4FMkM8W2CJrwr5gLTxrW3F_pbV5ST4NFW4M8LQ044bsGl3qs41). [Get started online](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7CgN-fW8WXWd77dfzBZW7zYCFG2NkK41W7lHLLY6M3NJ4W7H2tb05mFbBHN1HzS6TdTtsvW18p1_G4_6wV4VR10DC7v5GmYW16FnKx4mXX4LW2h2ZZr34mp2CW8BJxH-17tlr2W3SGZC46WSYVHN8BPYTj2L4YTW5ShjPl7zvYzcN54p6qWWsTfmN4yDnLKmTvvCW360Yj_7kJVygW4BGy_y8bSDRpW6TYm7G5vsWLrW7958-P7vPWvKW7KkqpR4gcFjvW3w2qsm81YPk_MrvyFYVcV5H3lt-1) Introducing SmartBuyer Looking for a smarter way to buy your dream home? Look no further than SmartBuyer! Our premium service simplifies the legal work and comes with expert case managers who will help you find a conveyancer and arrange property surveys. You'll get complete transparency, a single upfront quote split into two easy instalments. Explore SmartBuyer today and simplify the homebuying process! [Learn more about SmartBuyer](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7Cg-GFVSSdJH7YjwzQW5k2jQl7KSnh6N4379WQ9x6kvVf4Fyj4JBdpdW2PRQVs2ZM6yGW2gX3Y36Gk9ZWN1T1wmKmJV5fW6CJTR48F9VgfV929-p3jtfbYW4nDRm-2h16K3W1Q71Cd1MJgW6W2qbLLm8lNP35W47H_J237VSZrW7Ffd9D8f_y8jW6s_ngk9fx9ZbN22l7366Gx0XW5ng6hf2c-jL9N9j3v-B6nx2vW7b2b5K1fvm1TW1W5T3H3nPly7W4Sxt1x1DdCgQW8bvV8j4WRHk731-91) [SmartBuyer](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7CgX4QW6QjtTV43qkD6Vv2k0m6FDYyqW6tHzsr61jyzRW49gcjq5_mxjZW5sQqnv90xMHvW424bJG94DQVVW8cCjyQ3-20QlW981TdD1tzBw1W8qvPfw6XLPRdW1rdd4p6DdhbsW42WRNg307jZXW7mnlJR5mQ04kW95yKWz6zSYgvW6FQGx09lTs6sW2053BG7k65zKW4k1Zrl950gmkW4XkBgF4771FNW4yQtR-96TVG-W51HV8S8VxPccW8fX_c651xK8sN8lRkszhk30PV9t92Q8cbXtf3hJs1) Are you currently or soon to be transitioning to your lender's standard variable rate (SVR)? As prices for essential items like food and energy continue to climb, it's vital to ensure that your mortgage is not adding to your financial burden. After all, your mortgage is likely your most significant household expense. Fortunately, reducing your mortgage costs may be simpler than you realize. According to the latest data, the average residential Standard Variable Rate (SVR) from the top 10 lenders is 7.54%. However, those same lenders typically offer an average 5-year fixed rate for residential remortgages of just 3.90%.1 Begin your journey towards securing a better deal by downloading our Remortgage Journey guide, which is packed with our top tips and advice. [Download the Remortgage Journey](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtlJ3q90_V1-WJV7CgT1CN6-7yZgVDMdsW55vtJT24msvJW1dRSzg8JPB-HVCq2bv5KSGv0W7dmQDr5d70y7W25h0nY94GNb4W5l8B_W6FBn13VMT3kg21Dcb1W2r-1Jz2tFWhyW5VBJ0Y6Kz_4XW4_XxrX735nRMW2cL4Cq6YbYDrW2qPJnp2gS68DN2yGxv4G6--VW7LkYmG1xpkm2W7cq3zP7RhNm7W95CPTN7r906qW7QnBJ24CP2vkW2XjyGB2tSs9BW5PQ7c75D8b-RW5Qx1y28z38S7W5rDhsm3sNsZyW2FMgXD17f9ZtW2drH7c42dNG_W2yYr_05Kvp6YW8S51_b729MxVN4WgC17y_0FvW2j5TBz916JfbN3YjlLxbS5t1W2-77JD8N4Xcf3c8m1) Freehold vs. leasehold Discover the contrasting worlds of freehold and leasehold home ownership. Your choice between the two could drastically impact what you're able to do with and within your property. Not to mention, it'll determine whether or not you have additional costs to factor in. [Learn more](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtl53q90pV1-WJV7CgK0jW7Z-4VC87KnlnW9bhL866T21y5W1cWpg91BMg-wN395w9hVy9WKW4dnW3v7hzgjHW1dhNPw4ycSV_W4ZNPKf4_fTDGVfdlKw14BVBMW3mkJxf90jxKfVYSnXJ3Q5gDmW4db2N17Jf76hW6zC3Hw4ZffGyW8vy00-1tqsd-W8kn2YP5grXVSW3Lz7721Sf605W8bY55l4MPbTYW5--tKY6JXXJ0W8sQMBZ3CrvVDVR4qmH7g-zcdW2P40t57vRrB_W9fqd-S3fM6QQW8rvjsH2SqkF5W5q8cqn5KTzmHW2WSDNX46_V5hW5jx-QZ1TZ0ZgV8F1gK3CjlNJ3jwg1) [house-int-28](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtl53q90pV1-WJV7CgRn4VVgzhz5lB-0gW51FNJp62yYb3W8TRzhQ48LVy3W3Qpkp-5Q49CqW1FyxR4649fBJW3JBr4h1fG9zhW8WwnC15gBJvcW5gnR425H_NtBW8zvzHJ7LgTjHW3jw2Sy1KHXm_W8JvPgT8ChSvCW229Zn576P3wnW88sLTj4Y885WW4WG_Kh4lfcmxVxP_Dh61MZnwW4SxH7r7nWxJpN6_65N6_mv29N2HbkPX6MHKnV_7D6-2m_cB4W4m-bWs55SSzbW3rdgbD8xtNBpW7vb3j7663hrfW7wGjB674mQX1W7xb3qZ7Qc95VW872tqp8dxqqXVk4q5w16tngX33cq1) Read the latest reviews 113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkQ3q905V1-WJV7CgXd8VJykC75ZrPrcW2tb-sc7MF1GzW19Y-CZ7nYdVTW88PL4X8vXRWSW7nHjzR91N5-vN4ljRg9Nk8JcW7nB_Ny1LmDFPW4DNwF88sKNrGW2sj3g43lKlYBN2N_Gxh7VtSNW4NDWGZ4MmRTkW1LYLrp6HxtxTW6QMVVS8LKHXzW7YQ7Bz97dYZtW8VXFMC4rzb6tW5v7J2P1Bwd06W10VzWl7j67hCW7RWlTd6-DMSMW6Q_txP2TmZncW5BNt3_3_yPQ6W5PG_Fl632jyjW2Wj3jN7hcmWMVHV-1X41ptK9W73VnQ841G0Jm3n9Y1 A friend in need is a friend indeed [Refer a Friend](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkQ3q905V1-WJV7CgRqbW27d0bM6H6ByZW7HKxWB89cZhdW6hjXFW7gC7W3W8L4vWH934NGNW35mMzs5YjkmzW1z2V881s9_PZW4hQjb592B-sZN8KBvPMsNs4yN5FR5j4vGPbZW4qscgM4fmBPKW2cv7h63c5F2cW8Mfh9W5MYyy7W3h1lwn5jbbyzVwj3vG7dzSt8W2cthRq7vHMDRW64g_zX2Br0_HW6_1MQN4rSpM0W3jZGjB29Hj2_W9kFTXf2s_FtsW3r357491ZXxgW537cLB7BXKQWN4fvBxBP0Bd8N1kk6ClRRBXMW4pRnTx4Zx-PY3bCX1) Know someone who is looking for a mortgage? Recommend [Better.co.uk](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7CgJjrW7qk_F88BhRKmW8cFk9Z94Wn70W3NXx6V3zQWmmW1Kv1BN6CY-jkV7qBSR5tsm-5W7wGbly8ftFMcW13YQ6R2Td1c1W5K-VPT9fSYpkW7CHw3h98jlTQW5pBgtR1wyYjYN4bMf3LyVCd1W47ZRn47PvGs_W1vKtsx1kSd0pW8BxPDC4M372fW7dR3_x7Z7ZxRW9fJh3_6nr25DV8j6Vv7v7XhCN1Ky00JmrxwFW6vKzb96HcC_6N7LGNXQrr4MnW8wj32x1mp6FsW2JRvGB7t83wW3k3m1) to them and we'll reward you both with £100 in high street vouchers when they complete their mortgage... [Read more.](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkQ3q905V1-WJV7CgFVLW163K124Tjpb_W6xz6XR4RNGn6W1jwfkj69YtXdVws8ft6pRfT0W7v8Nh619ThwTW5R7gsD27-CJCW75Tgnb3df-L_N8Nl5hWc3YslW57z67H7Z22z6N4xkhZnNbg6PVQx7gD6-gkJXW7QCvfl6W9SqhW8dcSLQ4RRqTXW3QT2QX41Gdx0N4bM9-1PWdvkW4ZRD9F3PYyRFW3fhjGH8Jgh3pW6hkLFV8-QZc_W37h1pv2w32CQW8jhbmY3skRv_W7XXkgK4G9sTkW5RHYLL58vk_LF7Z7yhYhmg2W9dV5_w3WBBJj3dFx1) 1[(113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtlp3q90JV1-WJV7CgDd4VJnFBK3xPyMbV4cm885rGFxdW5j2Ny827vXk6N8xTFVH7b7RcW47S1qb7P98QCW4lwJpT604P50W4wrlsq5l6-qsW3bkmmM5nmKsLW6bgZDG5FXcGqW263KYr5Wch7CW80CnTj2M93rsV7dg_X8LphJ9W3Yjk1T7GlY3_W4Jt7f_22D2DhW6VZw2H6m5pnzW1gl3gF4NjfsHW2krds147wg1JW23X3q37VJvs4VzxZZt4ZRGC8W1bjBMG82qy3TW6xsCnb4KLXXqW6M0kkK21JRJrW1J8qYk3NPStxW4rJ9z_1kFgPlW3gSwMn5mjKQ8N8WCP1KcSXNrW4xq2V_7cC9wKW3w5FC01HYkKL33Fd1) [Better.co.uk](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7CgDFJW7TYV088xfBMGW1vBnN0380n69W6_1sRm2m_WzZW24dv9D53fWVMVWm41677P6_YN2njDPsb0fhzW1wTVry92ldfGW2LwQ8l5p9bp7W2g1mZy7HTDF6W9lCkvm1ygrybW5Br_Fc1hxmKPTJDlQ8cHCMNW1s74rM24DWcBW95h_Mx8K0JL3Vp11G848r-hTW2cYP9_4hRBTTW6y4B_C1rmssNW2_2p0S3XKwPtW3lQ7JL3bByL2W3gt9pr7P4MxFW6B7CWW6x_BNfW10fg0t3GgKYF26-1)’s initial consultation service is free. You may need to pay a fee depending on your circumstances and credit history. Learn more [here](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7Cg-z2W7s65_w8qB-0SVkWvWJ4s-6LtN4qtqsjrQb3DW6p8lzD9lTDy9W6dLF4f1wTHPGW3gLF6w3QgXyDMLTl35N5YT-W6nx4538ftQ3JW2W76Ff44MbtrW7D7KZF7SlMzBW5Ffgd85ntvRsW7mN9v88TJ8bCW69CSsP8VyzZhW53WdPP7sfM43W2c06Vb5kHfyCW5c-TPY5m9zDtVSyRlv72n8KNW1zX3lm8wY939W3YPQFc7KqQfYW88zp4_4PbrMSW7TpgML3W7wRhW4vxh2l4hB7Xz3q3F1). For insurance business we offer products from a choice of insurers. You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstances. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage. *Our initial consultation service is free. If you decide to proceed with a mortgage application, you may have to pay a fee depending on your circumstances and credit history. [Learn more here.](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7CgWThN7ZGC0tmj2Q_W2SNycy7gM0_RW8xYr_b5TPTKzW31nmQt92bfN9W6HnRfV4jpQjJW5J7kMD1HLzsWW7lwhqY6tS7RmW4X8vbh7lwz6DVVJszb3l9lvVN1SZd6b1X8-7W8PHS7470FGQNN5TP_k_j1V5lW8Bj6Rn3G9LHmW1WZ6K96GJ4F7W2KwS9h94zX54W4nb3zx9gXr8bW948q881wYXnxW2JnGDB3KjqHXW3FMfYl7Gvh48W3Mqz_x85RZmnW1-7-yM347xKgW1BGtmB7H6RfR31TD1) [Better.co.uk](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7CgC1-W22GmGG6KwwDKW8cTmD19lwNf-W1PX0MM5YrSb5W1PJtqk6MN4FxW7--cfF6HXF_9W2QlYvF73ST6fW5jJmcc7Mnfm6N8NK2Y8WltbrW2FzzBs82Df9lW1pMqqD2RN60kW5G6KKq66vpD1W1LZQ6J4H8ZqwW6byHr61xblGDW4Mhp-P3Z-_-GW64ZbXB3q2JhsW1-p9s349SH4CW14RNpv7ZwKMFW8K9Vtv5zvX4sW19rP-06Ysg4SW6K6dc093w5WgN1CczyXLW42_W3N0P6z5Jmn1f3pHC1) is the new name for Trussle.com and is a trading name of Trussle Lab Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 924229. You can check this on the Financial Services Register by visiting the FCA website. Trussle Lab Ltd 2023. Registered in England and Wales: 09459339. Better.co.uk, 1-3 Dufferin Street, London, United Kingdom, EC1Y 8NA [Contact us](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkQ3q905V1-WJV7CgSVdW2jNnQN3B8twhW9j6S9s6bNYMdW5V-R8W7r841rW3GxH9M8qWY-ZW2LprdW6Zcq3kW1TyRWc42mtYZN5W52GVqL91FW3t0jlP4z20zqW2k0DmP3M7jhQW6YwfGx4h3TnXN5RfHGKMDGVwVYNn3B8yx38qW8LLnVn2WDkpLW5vP2LB3mynZQW9hDWbM6XBpXFW7dY1mk4hnP93W5bfm9y8fD_QjW8KQsf19jvKT9W1TpZL_5RH5kVW4hFqmh5xmtltW2QC24J27B6M5W8293K48KK27fW2M6zXK9cqbrxW4Tbg1y8TTWF937w_1) | [Refer a Friend](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkQ3q905V1-WJV7CgY93N4bNPvfJnxBnW2nB3T91SpnJJW7q-lVm4RwvHGW1sm_PT3wV3mDW98SkPF21WcY4W2XP0NR5_XspsW3tYk5j1f__RFW859Gll6VvVcBW39jcFB75jBmgMH63m5CpshkN3mS5ZW61Xf1W3hn5dK2VfY8dW2y9t4t996r4hW2vx5Rk40Gbv_W1kw_Pf3Fxk-wVRnwps7ZPQtgF28cZ3mPsgyN4-nP6Hs2T6jV3Dj2Q5-RRK8VZSlrG4YX6V9N7nGb5zCKcSxW4fpZ-f2VcTkhW8tRVN44Xw1MtW2XNjW344cHNq37l71) | [Unsubscribe]( [Facebook](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkQ3q905V1-WJV7CgQ2CVZmG0V2LT4dMVfM9h_12H9M5W6QXgpz8RVJz5N8pczxTbzfkKW3GVWhM5PW_Q-W8m4hnJ82FC8FN1rGNs2b-LK4W50FsJY3GpBf6W5d0CNx5X88myN2--YslXb6CWW5Pl83b3Wl-qtW5yXD471cLjg7W2WWBLg17hKDJW2GFZgn4sNVn8N1LnkX36CF7gW225SpZ4SQ6mrW3lr5mZ2M7fk2W5gv1943ZhdpTW8TkqLn1ky4VpW6wh-v_2F_L2HN7lsFQ4Jm9S6W5bTMX56_rLZhW7l6kFy25T2X1Vcb2W25BptYm39cB1) [Twitter](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkw3q8_QV1-WJV7CgPHDW71KQhT2kCZ9zW4SSFFg1p6zV5W6yZhth1d-4ZNV3Fch_3Ff9jYW3-Km9N2GCSdjW9jB48z5SyywzVLGjwf8fwRnqW83lWw58_bHNQW5l_1Vt5RY3CPW4FQwM52y_MP0W7MJZLH24-_-8W5_yM-B19S74nW76XZB0770j1DW6hS-x86bjW18W62K1jT3CMBCbVgfQMj8gX_s0VwqWQt4gxz70W3VkT-p2YYdnnN7bHGjwsPHghW1jy6wC1lQw52V4t8Nc708pbZW2t8Q454msLf935JZ1) [LinkedIn](113/cLVXR04/MX0pSPFRwzVW5ymjCS6vXn25W7bJF9w4ZWQ8SN5yXtkQ3q905V1-WJV7CgQpsW6xgjq46kp5S5W54T6vr69jkJvW3RYRDJ5xM2_SW4H39Rl8-NFxXN7BJ5Rqf69GnW2kH31F8DXw03W1khkpC5jFfVFW5vfBSh7fBZ2QW2fTZd88PYB0SW4SBCPt48mvlYVl60z_5T-z00W87jrWL3ZKmRXW67vVj_1Pd6m5W6cFwlP5p1mx4W2Sy5ds94X-nsW6s-SGF77gqlnW30-wt88KSmfPW2STSkg2C5pm5W6TX8Tb202RTSW5lHsFG10cq4LW8GZDG_78kL1zW4YDrNG3jpC9MW44DPgs1HGPJKW5z6sdP9l7zrK3l-81)