Weigh the pros and cons of taking out a personal loans

Build a plan to make your debt manageable from the beginning. [  Advertiser disclosure]( [View in browser  ]( [Bankrate®]( In partnership with [Bankrate®]( Should I take out a personal loan when interest rates are rising? Concerns around the uncertain financial landscape of 2023, including fear of layoffs, a potential housing market crash and looming threats of a recession, may make you hesitant to take on debt. However, taking out a personal loan can still be the right decision for you based on your situation. [Read the article]( [B] Lock in a low, fixed-rate personal loan with First Tech Whether you want to consolidate debt or make a major purchase, we’re here. 1 Apply in minutes Get a personalized rate with our fast and easy online application. 2 Borrow as little as $500 Get from $500 to $50,000, and pay it off at a fixed rate and term. 3 No origination fees, application fees or annual fees Keep your money in your pocket. Our loans don’t have fees. [B] [Special offer from our sponsor]( Borrow smarter with a First Tech personal loan Check your First Tech personal loan rate with zero impact to your credit. [Check my rate]( [alt goes here]( 5 ways a personal loan could help you save money Personal loans typically come with more competitive interest rates than other lending products. Because of this, they could save you money in the long run while giving you the flexibility to use the funds however you see fit. [Read article]( [alt goes here]( [fb]( [insta]( [in]( [tw]( [yt]( [tiktok]( © 2023 Bankrate, LLC. All Rights Reserved. Bankrate, LLC • 16 45 Palm Beach Lakes Boul evard • Su ite 12 00 • West Palm Beach, FL 33401 You received this update at {EMAIL} because you have a Bankrate account. You may unsubscribe from this email [here](. View our [privacy policy](.