Slideshow World for Wednesday January 12, 2022

Interesting slide shows about the world Slideshow World by [ArcaMax](?ezine=782&r=F0HD4olvVeUqcp1KxuZ30TolPrTsbtYX4GexOdn8oWFDOjMyNzAwODM2NDpKOjIwNzM4NTg6TDo3ODI6Ujo0MDcwNTQ6Vjo1NQ) Sponsor [firstName]... What's Your Employment Situation? Are you... Under Employed? Unemployed? Over Employed? [Act now to participate]( in National Consumer Center's $1000 January Check Promotion. Pretty simple - All you do is answer a few questions about your employment situation - Takes less than 2 minutes. [Then, get a $1000 Check to help make ends meet]( details apply. So, to get started, [please follow this link.]( [History of the American mortgage]( Angelica Leicht [ History of the American mortgage ]( [See full slideshow »]( Homeownership has long been a part of the American Dream. Whether your generation, your grandparents’ generation, or your great-great-grandparents’ generation, most people equate the thought of owning a home with achieving the right type of success. After all, owning property can help you build wealth, give you access to equity, and offer something tangible to be passed down for generations. Better, an online lender and homeownership platform with a free mortgage calculator, compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature. While the idea of homeownership is hardly a new one, mortgages—the tool many people use to reach this major milestone—are a relatively recent concept. In fact, the option to borrow money to purchase a home has only been around for a couple of hundred years. And mortgages, as we know them, have been around for even less time than that. The first real mortgage loans in America weren’t issued until the late 1700s, after the formation of the first commercial bank. By the late 1800s, banks and mortgage loans were common but still unlike the mortgage loans we see today. At that point in time, balloon payments were common and the mortgage loan terms offered by lenders were a lot shorter than you’d expect—making it tough for buyers to use them or even qualify. The events that have occurred over the last 100 years have had an even bigger impact on shaping mortgage loans. The introduction of new laws, along with massive economic shifts—and other events, like questionable lending practices—have all played a part in refining the mortgage loan process. But what exactly are the events that have played a part in American mortgage loan history? And how have they helped shape mortgage loans to become what we know today? Keep reading on to learn about the major historical landmarks of the American mortgage system. Visit thestacker.com for similar lists and stories. © 2022 Stacker Media, LLC; Distributed by Tribune Content Agency, LLC [Tweet It]( - [Facebook It]( Sponsor [Want CASH for your unwanted timeshare?]( Easily find out if your Timeshare qualifies for a Cash Sale. Get Started In 4 Easy Steps: - Enter the name of your Resort and check its eligibility for a Cash Sale - Speak with Timeshare Resale Expert and get current Market Analysis, 100% free - Start Selling your Timeshare, 100% COMISSION-FREE - Kick back and relax [Get started today!]( [How homeownership rates changed over the past 25 years]( Angelica Leicht [ How homeownership rates changed over the past 25 years ]( [See full slideshow »]( The housing market tends to take more twists and turns than a rural mountain road—and for good reason. A slight change to any economic or social factor can have a massive impact on the market. Take a look at how the ongoing global pandemic has affected the national housing markets—or how any recent recession or period of growth has impacted the market—to find proof. As the housing market shifts and changes from outside factors, so do the rates of homeownership in the United States. But while global strife, wars, or recessions can have a big impact on homeownership rates, these events may not have the types of impacts you’d expect. In fact, the types of events that you’d expect to cause homeownership rates to plummet or rise may have the exact opposite effects. Take, for example, how the years from 2004 to 2006 had some of the highest rates of homeownership across the board. These high rates of homeownership occurred just a few years after a recession that was caused by the Sept. 11, 2001, attack on New York City. In theory, the recession and the attacks should have caused homeownership rates to plummet due to low consumer confidence—but the polar opposite occurred. On the other hand, the years 2015 through 2017 had some of the lowest rates of homeownership, despite the fact the economy was thriving and unemployment rates were extremely low. It would make sense a thriving economy would lead to high rates of homeownership, but that’s not what happened during that time. So what exactly drives the constant fluctuations in homeownership rates across the nation? And what events have occurred over the past 25 years to change homeownership rates? Better Mortgage, an online lender and homeownership platform with a free mortgage calculator, analyzed the U.S. Census Bureau’s Housing Vacancies and Homeownership data to determine how homeownership rates have changed over the past 25 years. This data includes information on homeownership rates for the entire United States, as well as breakdown by region—Northeast, Midwest, South, and West; age; and fiscal quarter with the most recent data covering the third quarter of 2021. Visit thestacker.com for similar lists and stories. © 2022 Stacker Media, LLC; Distributed by Tribune Content Agency, LLC [Tweet It]( - [Facebook It]( [ Slideshow World Newsletter! ] Slideshow World Newsletter! Enjoy slide shows sent daily that feature interesting and even shocking things about today's world (including facts and info. on the Coronavirus). Instantly subscribe to the [Slideshow World!]( -- From the ArcaMax editors httpss://ww2.liveintent.com/ad-choices.html More Slideshow World from ArcaMax.com - [5 costs to consider before leasing a car]( - [States with the most new housing building permits]( - [An introduction to zero waste cooking]( - [Industries with the most new small businesses]( You Might Like [Learn more about RevenueStripe...]( [Click To Unsubscribe]( | [Customer Service]( | [Privacy Policy]( | [California / Nevada Privacy Info]( 11830 Canon Blvd. Ste A, Newport News, Va 23606 Copyright © 2022 ArcaMax Publishing [Facebook]( [Twitter](/ArcaMax)