Slideshow World for Tuesday October 6, 2020

Interesting slide shows about the world Slideshow World by [ArcaMax](?ezine=782&r=w4369LBY7JwLhomP543_YEOF_iXb8OenfR6qas9-Rq1DOjMyNzAwODM2NDpKOjE5NTg1OTU6TDo3ODI6Ujo2NTgzMDk6Vjo0OQ) Sponsor [60-Sec Bedtime Ritual Rebuilds Your Teeth and Gums Overnight]( Every person who did this 60-second trick before going to bed, experienced a dramatic rejuvenation of their gums, rebuilt their teeth... And even got rid of bad breath and ugly spots... No matter how advanced their tooth decay was... [Add This To Your Toothpaste to Regrow Gums Overnight]( [25 terms you should know to understand the health care debate]( Ellen Dewitt [ 25 terms you should know to understand the health care debate ]( [See full slideshow »]( With COVID-19 dominating most of the 2020 news cycle, another important topic has been health care, and how accessible it really is. The United States has one of the highest costs of health care in the world, in 2017 spending about $3.5 trillion or an average of about $11,000 per person. Costs have grown to 18% of GDP from 5% of GDP in 1960. That means millions of Americans go without medical insurance or face medical expenses they cannot pay, making health care one of the most critical issues of our time. The pandemic has also affected health care coverage, as about 5.4 million employees lost their coverage in the first three months of the pandemic alone. The number has increased as more Americans lost their jobs and employer-based health insurance as COVID-19 progressed. Uninsured Americans tend to be adult males who are low-income and have less than a high school education. Aimed at making health care more accessible and equitable, the Affordable Care Act is one of the most recognizable legacies of President Barack Obama and a high-profile target of Republicans and President Donald Trump. However, this bill is not perfect, and many American politicians, such as Bernie Sanders, have called for a more expansive, universal health care bill, especially in the midst of a global pandemic. Canada and Scandinavian countries have universal health care already, but it is an idea that meets with stiff resistance in the United States. Norway’s universal health care system began in 1912. Of Americans with health-care coverage in 2019, employer-based insurance was most common at 56%, followed by Medicaid at about 19%, and Medicare at about 17%. Looking ahead to the presidential election, debates have been revived over what is best for the American people: a public option, a mixed solution of private and public-funded plans, or a more private system left more to market forces and less to the government? It is a question that has often been asked of both President Donald Trump and former Vice President Joe Biden, and has already come up during the presidential debate series that kicked off Sept. 29. Keep reading to learn 25 key terms that help you better understand the complexities of health care. You may also like: 25 terms you should know to understand the gun control debate Visit thestacker.com for similar lists and stories. © 2020 Stacker Media, LLC; Distributed by Tribune Content Agency, LLC [Tweet It]( - [Facebook It]( Sponsor [Congratulations! We Have Google Play® $100 Gift Card for You... Free!*]( Yes, [firstName] You've been selected to participate in National Consumers' Entertainment Promotion. And, it's so easy! Just answer three (3) quick questions and you could get a Google Play® $100 Gift Card This is your chance to snag time on this amazing Network ~ *Details apply so hurry: [Start Now: Click To Answer 3 Quick Questions & Get Yours!]( [Most expensive types of homeowner loss claims]( Caitlin PenzeyMoog [ Most expensive types of homeowner loss claims ]( [See full slideshow »]( Homes are typically a homeowner’s most valuable asset, and homeowners insurance protects that investment. In 2018 (the most recent data available), 5.7% of homes had an insurance claim, according to Verisk Analytics’ Insurance Services Office. Types of claims depend greatly on geography and destructive weather like hurricanes and winter storms. Sinkholes, for example, are generally rare across the U.S. but common enough in Florida and Tennessee for those states to mandate homeowners insurance companies to offer coverage. Wildfires, on the other hand, do the most damage in California. Reviews.com compiled data on homeowners and renter's insurance from the Insurance Information Institute and ranked the most expensive types of homeowner loss claims according to average claim severity, which is a weighted average from 2014–2018. Damage from fire and lightning is widespread across the U.S. and accounts for the costliest homeowner loss claims by a long shot: From 2014–2018, the average claim for damage done by fire and lightning was $79,785. The second most expensive loss claim—bodily injury and property damage—is nearly a third of fire and lightning severity, at $26,872 an average claim, according to the Insurance Information Institute. Homeowners insurance covers not just the home itself, but the personal possessions within it. It also covers liability for property damage or injury the homeowner—and the homeowner’s children and pets—cause to others. Flood and earthquake insurance is not covered in standard policies, and is bought separately in places at risk for those natural disasters. Homeowners insurance breaks down into three types of claims: property damage, liability, and credit card and others. Property damage is the leading claim, both by severity and frequency. Continue reading for the eight most expensive types of homeowners insurance. Visit thestacker.com for similar lists and stories. © 2020 Stacker Media, LLC; Distributed by Tribune Content Agency, LLC [Tweet It]( - [Facebook It]( [Congrats! 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