Retiring Early? A New IRS Rule Could Mean More Money in Your Pocket

Plus: The 4 Phases of Retirement [VIEW IN BROWSER]( [Kiplinger Special Report]( GREAT TIPS FOR YOUR RETIREMENT [Retiring Early? A New IRS Rule Could Mean More Money in Your Pocket]( Those younger than 59½ can now withdraw more from IRAs, 401(k)s or other qualified retirement accounts without a 10% early withdrawal penalty. It’s all because the IRS changed how to calculate Substantially Equal Periodic Payments. But beware of the risks, writes Steve Parrish of The American College of Financial Services. Plus: [The 4 Phases of Retirement]( [READ MORE]( [12 States That Tax Social Security Benefits]( You may have dreamed of a tax-free retirement, but if you live in one of these states, your Social Security benefits may be subject to state taxes. Plus: [Social Security Basics: 12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits]( [READ MORE]( SPONSORED CONTENT FROM AVATAR [Real Estate Investment Has Been a Hedge Against Inflation and Market Volatility]( [These are Your 3 Financial Advisors in Your Area]( By investing in a debt fund where the loans are made at discount to the underlying real estate value, the downside risk of a pullback in real estate values is mitigated, especially when considering the diversification across asset types and geographic locations. [READ MORE]( [40 Ways to Earn Extra Cash in 2022]( We flag a wide variety of cool side hustles to earn bonus bucks for expenses both expected and unexpected as we begin to emerge from the pandemic. Plus: [Great Jobs for Retirees]( [READ MORE]( [66 Best Dividend Stocks You Can Count On in 2022]( Yield isn't everything when it comes to finding the best dividend stocks. Income investors know there's no substitute for regular dividend increases over the long haul. Plus: [The 22 Best Stocks to Buy for 2022]( [READ MORE]( [33 States with No Estate Taxes or Inheritance Taxes]( Even with the federal exemption from death taxes raised, retirees should pay more attention to estate taxes and inheritance taxes levied by states. Plus: [State-by-State Guide to Taxes on Retirees]( [READ MORE]( SPONSORED CONTENT FROM KIPLINGER [Take the Worry Out of Having Enough Money to Retire]( There’s a right way — and a wrong way — to go about planning a financially secure retirement. Whether you've already left the workforce or you're just beginning to think about it, [use these proven wealth-building strategies]( to make sure you don’t outlive your money. [READ MORE]( ALSO ON KIPLINGER [Using a Fixed Annuity for Fixed Income]( [Factoring Inflation Into Your Retirement Plan]( [Create Your Own ‘Retirement Symphony’]( [Investments or You: Which Does Your Adviser Focus On?]( [Sign Up for Kiplinger's Free Tax Tips E-Newsletter for Money-Saving Tax Planning and Compliance Advice]( [Kiplinger] © Future US LLC. All rights reserved. [Facebook]( [Twitter]( [LinkedIn]( Unsubscribe [click here]( Future US LLC. Registered address: 10th floor, 1100 13th Street, N.W Washington, DC 20005. Further information about how we use your data can be found in our [Privacy Policy](.