Danger: Your Budget May Be Obsolete

PLUS: When to Consider a Strategic Roth Conversion [VIEW IN BROWSER]( [Kiplinger Special Report]( BUILDING WEALTH [9 Life Events that Require You to Revise Your Budget]( Your life is always changing. Is your budget keeping up with the times? To keep your wealth growing, it might be time for an adjustment, according to Justin Goodbread of Financially Simple. Plus: [The Envelope Budget: How to Make It Work for You]( [READ MORE]( [When and Why You Might Consider a Strategic Roth Conversion]( For two clients of Jamie Letcher at CUNA Brokerage Services, the time was right for executing a Roth IRA conversion. Here’s why, and how they made the strategy work for them. Plus: [Your Guide to Roth Conversions]( [READ MORE]( SPONSORED CONTENT FROM COMPARECARDS [Do You Have Excellent Credit? Upgrade to a Better Rewards Card Today]( [These are Your 3 Financial Advisors in Your Area]( The banks are fighting harder than ever to win customers with excellent credit. Take advantage of your excellent credit today by getting a card that earns you more rewards. Our credit card experts have selected the top credit card deals you can take advantage of right now. [READ MORE]( [How 2 Physicians Built Retirement Wealth in Real Estate Through a 1031 Exchange]( A brother-sister team amassed millions in rental properties, but when life got too busy, they were shocked at the tax bill they’d owe if they sold. Their solution? A 1031 Exchange and a Delaware Statutory Trust. Daniel Goodwin of Provident Wealth Advisors shares how. Plus: [Top 10 Reasons Real Estate Investors Are Jumping into DSTs]( [READ MORE]( [It’s Never Too Late for a Family Meeting – Here’s How to Do Them Well]( When there is a large inheritance at stake (or even when there isn’t), it’s a great idea to get everyone on the same page. A family meeting can make that happen, and it can even be enjoyable, writes Indrika Arnold of The Colony Group. Plus: [How to Pre-Fund a Legacy So You Can Enjoy Your Retirement Guilt-Free]( [READ MORE]( [‘Advisor’ vs. ‘Adviser’: What’s the Big Deal?]( You’ve seen the term written both ways, so which one is right – and can one simple letter make a difference in the credentials of the financial professionals you work with? Kris Maksimovich of Global Wealth Advisors tells the backstory of how the two terms diverged and what it could mean for you. Plus: [Did You Know Your Financial Adviser Can ‘Fire’ You as a Client?]( [READ MORE]( SPONSORED CONTENT FROM SMARTASSET [7 Secrets People Who Retire Comfortably Know About Financial Advisors]( Working with a financial advisor is a crucial part of any retirement plan. Knowing these 7 secrets can help you avoid years of stress. [READ MORE]( ALSO ON KIPLINGER [Thinking of Donating to your Alma Mater? Be Careful!]( [Financial Fixes to Make after the Pandemic]( [Sign Up Free for Kiplinger Today -- Timely Tips to Make and Keep More of Your Money Every Day]( [Kiplinger] [Facebook]( [Twitter]( [LinkedIn]( Send this to a friend. [Click here.]( All content ©2021 The Kiplinger Washington Editors 1100 13th Street, NW, Suite 1000 Washington, D.C. 20005 Thank you for subscribing to Building Wealth, a free weekly e-newsletter where financial pros across the country share best practices and fresh tactics to preserve and grow your wealth. If you ever wish to stop receiving this service, please [click here to unsubscribe](.