7 Habits for a Happy Retirement

PLUS: The Unsexy Asset Class Critical to Any Financial Plan [VIEW IN BROWSER]( [Kiplinger Special Report]( BUILDING WEALTH [Happy Retirees Have These 7 Habits in Common]( A long and fulfilling retirement takes more than just money. Here are seven things happy retirees do – besides dutifully saving the money they’ll need to finally quit the 9-to-5 grind, according to Jacob Schroeder of Advance Capital Management. Plus: [The Virtues of Volunteering]( [READ MORE]( [It May Be Unsexy, But This One Asset Class Is Critical to Any Financial Plan]( You can’t afford to forget about cash when planning for your wealth. Derek Ripp of Austin Wealth Management offers some guidelines to help manage this often-overlooked asset class. Plus: [How to Generate an Extra $20,000 a Year in Retirement]( [READ MORE]( SPONSORED CONTENT FROM M1 FINANCE [Forget Capital Gains Tax, Borrow with M1 Finance's Low Rates]( [These are Your 3 Financial Advisors in Your Area]( At M1, your wealth is your wealth. Borrow against your portfolio with M1 Borrow at just 3.5%, so you can use your money without worrying about high interest or capital gains tax. Borrow rates may vary, borrowing on margin adds to your investment risks. [READ MORE]( [How to Beat Inflation and Reduce Risk at the Same Time]( Retirees and pre-retirees are vulnerable to both market losses and inflation, so what can they do? Ken Nuss of AnnuityAdvantage advises to start by splitting your savings among three buckets: Safety, Safety Plus Growth and Growth. Plus: [8 Surprising Ways to Prosper From Annuities]( [READ MORE]( [Your Home Insurance Might Not Cover All You Think It Does]( When they go to file a claim, many homeowners are shocked to find out their policy excludes the type of damage they suffered. Will you be out of luck when you need help? Not if you know what specific coverage to ask for. Attorney Dennis Beaver lists some options to consider requesting. Plus: [Umbrella Insurance – Do I Need It?]( [READ MORE]( [In a Divorce, What Is Marital Property vs. Separate Property?]( It can be a big problem for wealthy couples and those who have been married a long time: What happens when the boundary between separate assets and marital assets gets blurred? Stacy Francis of Francis Financial has some answers. Plus: [Yes, You Can Collect Social Security from an Ex-Spouse: Here’s How]( [READ MORE]( SPONSORED CONTENT FROM CRE INCOME FUND [Earn a 10% Dividend Yield on Supply Chain Distribution Centers]( As rents rise and companies vie for industrial space, demand for industrial properties is strong. Rents rose 9.7% in the first five months of the year, says CBRE's James Breeze. [READ MORE]( ALSO ON KIPLINGER [Here's How to Foster Good Financial Habits in Your Children]( [A Woman’s Guide to Long-Term Care]( [Build a Better Portfolio in 2021 – Sign Up for Kiplinger's Free Investing E-Newsletters]( [Kiplinger] [Facebook]( [Twitter]( [LinkedIn]( Send this to a friend. [Click here.]( All content ©2021 The Kiplinger Washington Editors 1100 13th Street, NW, Suite 1000 Washington, D.C. 20005 Thank you for subscribing to Building Wealth, a free weekly e-newsletter where financial pros across the country share best practices and fresh tactics to preserve and grow your wealth. If you ever wish to stop receiving this service, please [click here to unsubscribe](.