Shoring Up Social Security

Plus: Do Stimulus Checks Increase the Tax on Social Security Benefits? [VIEW IN BROWSER]( [Kiplinger Special Report]( GREAT TIPS FOR YOUR RETIREMENT [Shoring Up Social Security]( Social Security is headed for a shortfall. But sooner or later, lawmakers will act to preserve your benefits. Plus: [Do Stimulus Checks Increase the Tax on Social Security Benefits?]( [READ MORE]( [When Roth Conversions Are the Right Move – and When They Aren’t]( Converting a traditional IRA to a Roth IRA can be a smart tax- and estate-planning strategy for some people, but it can be a mistake for others, writes Mark Kenney, investment adviser representative at SHP Financial. Plus: [Traditional IRA Basics: 10 Things You Must Know]( [READ MORE]( [2021's Best Mutual Funds in 401(k) Retirement Plans]( A key to smart saving for retirement: spreading your portfolio across a few of the best mutual funds in your 401(k) plan. Here, we profile the top options available as we enter 2021. Plus: [The 25 Best Low-Fee Mutual Funds You Can Buy]( [READ MORE]( SPONSORED CONTENT FROM VANGUARD PERSONAL ADVISOR [Plan Your Retirement Income with Vanguard]( [These are Your 3 Financial Advisors in Your Area]( At Vanguard, we're invested in you. Which is precisely why we've created Vanguard Personal Advisor Services®, providing remote access to expert financial advisors, real-time goal tracking, and more confidence you'll meet your goals. There's never been a more perfect time to get started. [READ MORE]( [10 Most Tax-Friendly States for Retirees]( If you want your retirement savings to last longer, consider moving to one of these states that impose the lowest taxes on retirees. [READ MORE]( [Retirees' Guide to Do’s and Don’ts of Business Partnerships]( Know some of the business partnership pros and cons before diving in. A business partnership agreement is a good place to start. [READ MORE]( SPONSORED CONTENT FROM TAXSLAYER [Answer To 8 Top Tax Questions Article]( As taxpayers prepare to file their 2020 returns, they may have some new questions about how COVID-19-related changes will affect them. Here are answers to tax questions that will likely crop up. [READ MORE]( ALSO ON KIPLINGER [How to Spot (and Squash) Nasty Fees That Hide in Your Investments]( [PODCAST: Taxes on Retirees — What’s New]( [Sign Up Free for Kiplinger's Retirement E-Newsletter to Plan for and Make the Most of a Richly Rewarding Retirement]( [Kiplinger] [Facebook]( [Twitter]( [LinkedIn]( Send this to a friend. [Click here.]( All content ©2021 The Kiplinger Washington Editors 1100 13th Street, NW, Suite 1000 Washington, D.C. 20005 Thank you for subscribing to our free Retirement e-newsletter, your guide to planning and enjoying a financially secure and richly rewarding retirement. If you ever wish to stop receiving this service, please [click here to unsubscribe](.