SPECIAL: Making Your Money Last in Retirement

Prosper with Kiplinger's daily digest of timely, trusted advice [View in browser]( [Prosper with our daily digest of timely, trusted advice]( MAY 31, 2019 [15 Reasons You'll Go Broke in Retirement]( [15 Reasons You'll Go Broke in Retirement]( Learn what you can do now to avoid every retiree's worst financial fear -- outliving your nest egg -- and make your money last. Plus: [How All 50 States Tax Retirees](. [READ MORE]( [Keys to Lock In Lifetime Retirement Income]( Guaranteed income for life, and the peace of mind that comes with it, is within reach. Here's how. Plus: [How Well Do You Really Understand Annuities?]( [READ MORE]( SPONSORED CONTENT FROM BARCLAYS [5 Smart Ways to Spend a Tax Refund]( [5 Smart Ways to Spend a Tax Refund]( GOOD NEWS: The IRS expects more than 70% of taxpayers to receive a refund after filing their 2018 returns. And with a little planning, this cash windfall can do more than provide extra spending money. Here are five ways a refund could make a meaningful difference in your financial life. [READ MORE]( [Test Yourself on Social Security Claiming Strategies]( You need to decide when to claim Social Security benefits in order to secure your retirement plans. See how well you understand basic claiming strategies with this 10-question, true-or-false quiz from financial planner Jamie P. Hopkins. Plus: [5 Ways to Avoid Taxes on Social Security Benefits](. [READ MORE]( [The 5 Best Vanguard Funds for Retirees]( Vanguard is especially good for those in retirement. Retirees, after all, don't want to take outsize risks in their investing, and Vanguard's managers aren't encouraged to take big gambles. Plus: [9 Municipal Bond Funds for Tax-Free Income](. [READ MORE]( [A Retirement Checklist: 8 Steps to Take Now]( Financial planner Ken Moraif outlines the big decisions you need to make before retiring. Plus: [6 Ways to Build a Roth Retirement Nest Egg](. [READ MORE]( [10 Things You'll Spend More on in Retirement]( Financial planners have traditionally estimated that retirees need 80% or more of preretirement income to maintain their standard of living, but retired households do spend more on many items. Plus: [31 Kirkland Products Retirees Should Buy at Costco](. [READ MORE]( [12 States That Won't Tax Your Retirement Income]( States that completely exempt the most common types of retirement income, including 401(k)s, IRAs and pensions, from taxation can be attractive to retirees. See the list. Plus: [13 States That Tax Social Security Benefits](. [READ MORE]( Sponsored Financial Content [dianomi]( [Kiplinger] [Facebook]( [Twitter]( [Link In]( [Google+]( [Tumbler]( Send this to a Friend. [Click here.]( | Not a Subscriber Yet? [Click here.]( All content ©2019 The Kiplinger Washington Editors 1100 13th Street, NW, Suite 750 Washington, D.C. 20005 Thank you for subscribing to Kiplinger Today, a free daily e-newsletter that helps you profit and prosper from the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. If you ever wish to stop receiving this daily service, please [click here to unsubscribe](. You can manage all of your Kiplinger e-mail settings on your [e-mail preferences page](.